These plans spread the cost of your dental care over a year, they’re sometimes known as ‘capitation plans’.
You can sign up for treatment at different levels:
- Level one covers routine care, such as check-ups, scale and polish, X-rays and fillings.
- Level two includes restorative treatment as well, such as crowns and root canal fillings.
There are flexible plans designed especially for children, and plans that include cover for dental injuries and dental emergencies on a worldwide basis.
The monthly average costs the same as the more expensive dental insurance policies. If your teeth are in good condition, you’re probably better off on the NHS.
With a dental plan, you’re tied to a particular dentist. A referral to a specialist, such as an orthodontist, won’t be covered.
If you change dentists – when you move to a new area, for example – you might have to start the process again. This means the amount you pay might have to go up.