Got a pension question?
- Our help is impartial and free to use. Get in touch online or over the phone on 0800 011 3797

Mortgage affordability calculator

When it comes to mortgages, you want to find that balancing act of borrowing enough for your home, but not too much that the repayments become a problem. And that’s where our mortgage affordability calculator comes in. 

How much can you afford to borrow for a mortgage?

Just tell us how much you earn and what your monthly outgoings are, and we’ll help you estimate how much you can afford to borrow for a mortgage. 

When you get your results you can change the repayment period or interest rate to make it more closely match any mortgages you’re thinking of getting. And we’ll tell you how much money you’ll have left over each month. 

Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free,
impartial help for all your money and pension choices.
Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website
Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free,
impartial help for all your money and pension choices.
Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website
Looking for us? Now, we’re MoneyHelper

MoneyHelper is the new, easy way to get clear, free,
impartial help for all your money and pension choices.
Whatever your circumstances or plans, move forward with MoneyHelper.

Continue to website
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  • Mon – Fri:9.00am – 5.00pm
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For help sorting out your debts or credit questions. For everything else please contact us via Webchat or telephone.