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Supporting yourself financially - a guide for young adults aged 16 to 24

When you first start to support yourself financially, there are a lot of things to think about. Although it can seem complicated, in this guide we’ve listed ...

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Buying a house or flat in England, Wales and Northern Ireland

Whether you’re buying for the first time or moving into a new property, this step-by-step guide takes you through the home-buying process from costs to completion. 

If...

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Transferring your credit card balance

A balance transfer is when you move the balance from one credit or store card to another credit card with a different provider, usually to take advantage of ...

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Talking to your creditor

If you’ve been caught off guard by higher bills and you’re worried about missing a payment, letting your creditor know and having early conversations with them...

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Peer to peer lending: what you need to know

Peer-to-peer lending (P2P) is a way for people to lend money to individuals or businesses. You – as the lender – receive interest and you get your money back...

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How to apply for Universal Credit

Here’s step-by-step help for applying for Universal Credit, including the paperwork you need and free helplines you can call.

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How to choose a financial adviser

A financial adviser can recommend products and services that will help meet your financial needs and goals. Find out how to choose a regulated adviser that’s...

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What is bankruptcy?

Bankruptcy is a legal process offering relief if you are unable to repay your debts. If you are thinking about filing for bankruptcy, it’s vital to talk to a...

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How to apply for Universal Credit in Scotland

Universal Credit follows the same guidelines around the UK. But if you live in Scotland, you can choose to get your payments once or twice a month. If you get...