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Article
Guaranteed annuity rates explained
If you have a defined contribution pension, always check if your scheme offers a guaranteed annuity rate. This might mean you can convert your pension into a...
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The annual allowance for tax relief on pension savings
Each tax year, you can usually get tax relief on your pension contributions up to 100% of your earnings or £60,000 – whichever is lower. Here’s what you need...
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How to apply for Universal Credit in Scotland
Universal Credit follows the same guidelines around the UK. But if you live in Scotland, you can choose to get your payments once or twice a month. If you get...
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How to apply for Universal Credit
Here’s step-by-step help for applying for Universal Credit, including the paperwork you need and free helplines you can call.
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What is bankruptcy?
Bankruptcy is a legal process offering relief if you are unable to repay your debts. If you are thinking about filing for bankruptcy, it’s vital to talk to a...
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What to do with a lump sum payment after divorce or dissolution
You might get a lump sum as part of your financial settlement. If you haven’t already decided what you’ll use it for, think about your options carefully.
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Build up your retirement savings after divorce or dissolution
As part of your financial settlement, you might have received part of your ex-husband, wife or civil partner’s pensions. Or perhaps you’ve given up a share of...
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Renting with a partner or housemates
Before moving in with others, check who is named on the tenancy agreement. You might find you’re responsible for paying their share of the rent and bills if ...
