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Page 8 of 10
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Blog post
How long does a default stay on your credit file?
Have you borrowed credit recently and missed payments on your account, which may have resulted in a default? Do you need more information? Read our blog to find...
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Video
Video: How to use credit
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Article
What you need to know about taking out a joint loan
Many couples take out a joint debt or loan. As a couple, for example, you might be able to borrow more money. But it’s important to be aware of the risks before...
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Blog post
Managing tax with multiple income streams
Side hustles, freelance projects, or juggling a few different types of work, it’s more common than ever to earn money from...
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Article
Tax-free pension lump sum allowances
You can usually take up to 25% from each of your pensions as tax-free lump sums, provided the total is less than £268,275. We explain the lump sum allowance ...
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Article
What is an Individual Voluntary Arrangement (IVA)?
Find out more about how an Individual Voluntary Arrangement (IVA) works and which debts it covers. Then talk to a free debt adviser about whether it’s the best...
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Article
Using credit wisely
Credit can be a useful tool to help you spread costs. But if you find you’re not meeting loan or credit card repayments or are using credit to pay for essential...
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Article
Making sure you can afford to borrow
Most of us need to borrow money at some point in our lives. Using the right type of credit in the best way can help you deal with unexpected expenses, such as...
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Article
Letting creditors know about vulnerabilities or adjustments
If you have a disability, impairment or long-term illness, companies you owe money to must treat you fairly. Find out how to talk to your creditors and what ...
