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Article
Help if you’re struggling to pay your Income Tax bill
Your Income Tax and VAT bills are considered priority debts. This means that if you don’t pay them, HMRC can take enforcement action to get the money you owe.
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Article
Can I use my pension to pay off debt?
If you owe money and are aged 55 or over, you might consider using your pension savings to clear debt. But you could end up paying more tax and having less money...
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Article
Repaying benefit debts and overpayments
If you’ve been overpaid benefits, you’ll likely have to repay this money. Find out why you might have been overpaid, how you can make repayments, how to challenge...
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Article
Bill prioritiser: get help with your bills
If you’ve missed a bill or payment or you’re worried about debt, it’s best to act now and get free, confidential help using our
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Blog post
What the 2025 Autumn Budget means for you
Today the Chancellor of the Exchequer gave her speech about all the financial changes set to come in over the next few years. Our blog helps you understand what...
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Article
Take your whole pension in one payment
From age 55 (57 from April 2028), you can often choose to withdraw all your pension money in one go. But, depending on the value of your pension, this means ...
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Article
How to deal with problem debt after separation
After separating, you might have debts in your own name and with your ex-partner. It’s important to understand what you owe and the cost of your debts to avoid...
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Article
Take money from your pension when you need it: pension drawdown explained
If you have a defined contribution pension, one way to take your money is to use flexi-access drawdown. This lets you withdraw some tax-free cash and leave the...
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Article
What to do about debt if you lose your job
Money’s a big worry when you’ve been made redundant or lost your job – and you’ve got debts. Even if you’ve had a decent redundancy payout, keeping up repayments...
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Article
Take your pension as a guaranteed income: annuities explained
If you have a defined contribution pension, you can usually choose how and when to take your money. One option is to convert some or all of your pension into...
