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Help if you’re struggling to pay Council Tax
Council Tax is a priority debt you must pay, as the consequences of falling behind can be worse than with other debts. If you’re worried about paying it, it’s...
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Council Tax: what it is, what it costs and how to save money
Council Tax is an annual fee you pay to your local council. The cost is set by your council and goes towards funding local services. Find out more about Council...
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Repaying benefit debts and overpayments
If you’ve been overpaid benefits, you’ll likely have to repay this money. Find out why you might have been overpaid, how you can make repayments, how to challenge...
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Bill prioritiser: get help with your bills
If you’ve missed a bill or payment or you’re worried about debt, it’s best to act now and get free, confidential help using our
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Best way to pay off debt in Scotland
If you’re struggling to make repayments, a free debt adviser can help you find the best way to clear your debts. Find out the options available to you if you...
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Dealing with debt
You’ve taken the first important step by reading about dealing with debt, so you’ll be pleased to know you’re in the right place as our guidance is easy to understand...
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How do savings and lump sum payouts affect benefits?
Some benefits are affected by the amount of money you have in savings, such as cash in a savings account, or investments in shares. These benefits are called...
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What to do about debt if you lose your job
Money’s a big worry when you’ve been made redundant or lost your job – and you’ve got debts. Even if you’ve had a decent redundancy payout, keeping up repayments...
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Help managing your money if you receive benefits
We’ve ways to help manage your money if you claim benefits, including how to get cheaper bills and boost your income. Plus, help if you're struggling and need...
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Can I use my pension to pay off debt?
If you owe money and are aged 55 or over, you might consider using your pension savings to clear debt. But you could end up paying more tax and having less money...
