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What is an Individual Voluntary Arrangement (IVA)?

Find out more about how an Individual Voluntary Arrangement (IVA) works and which debts it covers. Then talk to a free debt adviser about whether it’s the best...

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Money problems and mental wellbeing

Worrying about money problems can affect your mental health. Find out more about how to take control of your finances.

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Borrowing from or lending to family

Borrowing money from family can seem like an easy and informal solution when you need funds quickly. But it’s important to think carefully before you do as it...

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Your options for legal or financial advice on divorce or dissolution

How much legal or financial advice you’ll need during your divorce or dissolution will depend on your situation, what you can afford and whether you’ve agreed...

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Who we are

MoneyHelper offers free, impartial information to everyone across the UK.

Rising bills, reduced income, job loss and everyday money worries can make it...

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Bill prioritiser: get help with your bills

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What is bankruptcy?

Bankruptcy is a legal process offering relief if you are unable to repay your debts. If you are thinking about filing for bankruptcy, it’s vital to talk to a...

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If you’re worried a family member’s money is being mis-managed

When someone else is managing your family member’s money, concerns can crop up. Often problems can be easily sorted out. But if you think something’s wrong, ...

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What is a Debt Relief Order (DRO)?

A Debt Relief Order (DRO) is a formal debt solution that freezes most debt repayments for 12 months. Find out more about how a (DRO) works, which debts you can...