Making your money and pension choices clearer
MoneyHelper offers free, impartial information to everyone across the UK.
Rising bills, reduced income, job loss and everyday money worries can make it hard to know where to turn. We provide practical tools and resources to help you take control of your money and find a way forward.
Helping you manage your money today and for the future
Whatever your circumstances, MoneyHelper is on your side. Online and over the phone, our clear and impartial guidance is quick to find, easy to use and backed by government. We can also point you to trusted services if you need more individual support.
We can help you:
- deal with debt
- understand your pension options
- make decisions about budgeting and building up savings
- navigate life events such as redundancy, relationship breakdown, retirement or bereavement
- budget for bills or major purchases
- learn about mortgages and renting
- find out about extra benefits and entitlements.
What services do we offer?
Our services are available in English and Welsh and include:
- regularly updated guides across key money topics
- tools and calculators
- support from our specialists for money guidance and pensions through our helplines, webchat, WhatsApp and email
- Pension Wise appointments for people aged 50+
- printed guides on a range of money and pensions topicsOpens in a new window including the cost of living, Universal Credit and talking to your creditor - also available in large print and Braille.
Tools and calculators
Our quick and easy-to-use tools and calculators can help you understand your situation and the steps you can take to improve it. You can view a full list, or go straight to some of our most popular tools:
Pension Wise
Pension Wise is a free service that offers appointments if you’re 50 or over, however large or small your pension pot. The appointments can be online, over the phone or face-to-face.
A Pension Wise appointment allows you to:
- understand your options for taking money from a defined contribution pension
- learn how each option is taxed, and what this will mean for your income in retirement
- get tips on avoiding scams and securing your financial future.
The appointments are delivered by trained pension specialists.
