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Best way to pay off debt in Scotland

If you’re struggling to make repayments, a free debt adviser can help you find the best way to clear your debts. Find out the options available to you if you...

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Pension scheme fees and charges explained

Most defined contribution pension schemes charge fees to invest and manage your money. You usually won’t pay any charges if you have a defined benefit pension....

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How to transfer out of a defined benefit pension

If you have a defined benefit pension, you’re usually better off leaving it where it is – even if your employer has offered you an incentive to move it to a ...

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How to transfer your overseas pension to the UK

If you have a pension that’s based overseas, you can usually choose to leave it abroad or transfer it to a scheme in the UK. Here’s what you need to know.

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How to start your own pension

You can usually join an employer’s pension scheme from age 16, start your own from age 18 or set one up for someone younger. There are many benefits to a pension,...

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How to move your UK pension overseas

If you move abroad, you can either leave your pension in the UK or transfer it to an overseas scheme. Here’s what you need to know.

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Who we are

MoneyHelper offers free, impartial information to everyone across the UK.

Rising bills, reduced income, job loss and everyday money worries can make it...

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Options for clearing your debts in Northern Ireland

If you’re struggling to pay day-to-day bills, or to keep up with loan repayments and other financial commitments, there are a number of options open to you to...