If you’re claiming Universal Credit, you will have to wait at least five weeks for the first payment, so don’t delay making a claim.
You can make a claim for an advance payment while you are waiting for your Universal Credit payment. You can talk to your work coach about how to do this once you’ve made your claim. The advance payment is a loan that will need to be repaid out of future Universal Credit payments, so make sure you only ask for what you need.
If you stop claiming Universal Credit before you have repaid the advance payment, you will have to agree a repayment plan with the Department for Work and Pensions (DWP).
If you or your partner are already getting any of the benefits being replaced by Universal Credit, including Tax Credits, Housing Benefit or Income Support, these benefits will stop. Your benefit income for these costs will be reassessed as part of the Universal Credit claim.