What is Pension Wise?
Pension Wise is a free government service that offers free, impartial guidance. It outlines the options for people with defined contribution pensions.
About the appointment

During a Pension Wise appointment, a specialist will talk you through your options for taking your pension money.
Your appointment will last around 45 to 60 minutes.
The specialist will:
- explain your pension options
- explain how each option is taxed
- tell you what your next steps are.
Before you book
You can get free guidance from Pension Wise if:
- you’re aged 50 or over, and
- have a UK-based defined contribution pension – not a final salary or career average pension.
Answers to the questions below are all on our website:
If a phone appointment isn’t suitable, you can explore options for using your pension pot.