Some credit cards will accept students, normally with relatively low credit limits around £250 to £1,000.
If you don’t spend more than this and can repay it on time, it can boost your credit rating – which can make getting future credit easier and cheaper.
But, unlike a student overdraft, a credit card is only interest free if you repay it in full every month. Not paying in full or paying the minimum monthly repayment will mean you’ll be charged expensive interest. Missing a payment could also damage your credit rating.
See our simple guide to credit cards for more information.