Paying or receiving spousal maintenance (periodical allowance in Scotland) can be difficult for both parties. It means having to re-think your household budget, while trying to get to grips with your new circumstances. Find out how changes in income, new relationships and other events might affect maintenance payments.
Changes to your spousal maintenance/ periodical allowance payments
If you’re having serious problems managing on the money you have, or if your ex-partner’s (husband, wife or civil partner) income has gone up a lot, it might be possible to have payments to you increased.
In the same way, if you make payments to your ex-partner and your income goes down, you can ask for the payments to be reduced.
In either situation, it’s important to act quickly.
Help with the cost of living
Worrying about money because of rising rents, high energy bills or debt? If so, we’re here to help.
Take the first steps to find your way forward with our guides to help you with the cost of living.
Reaching an agreement
If you and your ex-partner can’t agree a change to payments given or received, it’s worth considering using mediation. This involves a trained mediator helping you agree a decision, and it’s much cheaper than going to court.
Find out more about mediation on the Citizens Advice website
Be aware that if you or your ex-partner are trying to change (or ‘vary’ in legal language) a court order, only the court can do this.
When you reach another agreement, through mediation or another way, you need to ask the court to endorse it. Otherwise, the original order keeps running and could lead to problems about arrears.
If you can’t reach an agreement, applying directly to the court might be the only option. But it’s expensive and there’s no guarantee you’ll get the result you want.
It’s important to get legal advice to see what your options are before you do this.
Find out more in our guide Your options for legal or financial advice on divorce or dissolution
Changes in income or wealth
A significant change to your financial situation might include losing your job, starting a new job on a much lower salary, ill health or disability.
It can also mean the exact opposite: finding a new job with a much higher salary or inheriting or winning a large sum of money.
Capitalising spousal maintenance/periodical allowance payments
If the paying ex-partner’s financial situation improves significantly (their income or capital wealth), it might be possible to ‘capitalise’ the maintenance payments.
This means that the person who receives the maintenance would get a one-off lump sum and the maintenance payments would stop. This is called a ‘clean break’.
Courts will always want to consider whether a ‘clean break’ is financially possible without causing either person unfair hardship.
In Northern Ireland and Scotland, both you and your ex-partner would have to agree to capitalising payments.
Changes if you enter a new relationship
Maintenance payments to you will stop if you remarry or enter a new civil partnership.
Living with someone else in a relationship, without marrying or entering a civil partnership, doesn’t automatically mean that payments from your ex-partner will stop.
But they could ask you to agree to reduce the amount or stop payments altogether. This is on the basis that there’s someone else who’s now contributing to your living costs. This can be complicated so it’s worth getting legal advice.
