The person who died might have left money in their account to pay for their funeral.
However, the bank or building society normally freezes their individual account(s) when they’re told of the person’s death.
You usually need the help of the executor or administrator of the estate to access the money in their account once it’s frozen.
It is sometimes possible to access the money in their account without their help.
As a minimum, you’ll need a copy of the death certificate, and an invoice for the funeral costs with your name on it.
The bank or building society might also want proof of your identity.
They can then pay the essential funeral bills directly to the company providing the service.
It’s not a good idea to access the person’s individual accounts, even if you know their debit card PIN or online banking log-in.
Speak to the bank first if you need to do this – or you could get into legal trouble.
If the person who died has a joint account where the joint owner is still alive, that person can still access the money in the account.