The current pandemic has changed travel insurance policies, and what will and won’t be covered.
Most travel insurance policies being issued now will have some sort of coronavirus cover included. But it’s important to always read the terms of the policy carefully.
For example, if coronavirus cancellation cover is included in the policy, this will usually only apply if the policyholder tests positive for the virus. If you have to cancel because you have to self-isolate or are in quarantine, most policies currently won’t pay out.
If you already have travel insurance policy, check the terms carefully to see whether: you’re covered:
- if you test positive for coronavirus before you travel, or
- while you’re on your trip.