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What is a Debt Management Plan (DMP)?

A Debt Management Plan (DMP) allows you to pay off your debts at a rate you can afford. Find out more about how it works and which debts you can use it for. ...

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Best way to pay off debt in England and Wales

If you’re falling behind with payments, including day-to-day bills, loans, credit cards and your rent or mortgage, a free debt adviser can help you find the ...

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Best way to pay off debt in Scotland

If you’re struggling to make repayments, a free debt adviser can help you find the best way to clear your debts. Find out the options available to you if you...

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Options for clearing your debts in Northern Ireland

If you’re struggling to pay day-to-day bills, or to keep up with loan repayments and other financial commitments, there are a number of options open to you to...

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What is an Individual Voluntary Arrangement (IVA)?

Find out more about how an Individual Voluntary Arrangement (IVA) works and which debts it covers. Then talk to a free debt adviser about whether it’s the best...

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Bill prioritiser: get help with your bills

Managing bills and payments can feel overwhelming, but we’re here to help.

Our Bill prioritiser can show you which bills to tackle first. The consequences...

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What to do about debt if you lose your job

Money’s a big worry when you’ve been made redundant or lost your job – and you’ve got debts. Even if you’ve had a decent redundancy payout, keeping up repayments...

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How to prioritise your debts

If you’re starting to miss some of your bill payments, you might be feeling overwhelmed. Find out how to prioritise your debts, work out which debts to pay off...

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Help if you're struggling with debt

If you’re struggling to repay debt, don’t worry – you’re not alone. Follow these steps to help you organise your finances, get help with repayments and find ...