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Article
Tax-free pension lump sum allowances
You can usually take up to 25% from each of your pensions as tax-free lump sums, provided the total is less than £268,275. We explain the lump sum allowance ...
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Article
Do I have to pay back pension overpayments?
If your pension provider has paid you too much, you’ll usually need to pay it back. Here’s what you need to know.
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Article
Pension buyout policies: an insurer pays your pension instead
If your employer’s pension scheme is closing, an insurance company might be paid to run your pension instead. This is usually called an individual buyout policy,...
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Article
A guide to pensions if you’re self-employed
A pension gives you an income when you’re older, so you can retire and stop working – or work less. It can also help if you need to retire early due to poor ...
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Article
SSAS pensions: small self-administered schemes explained
If you’re a small business owner with a limited company or partnership, you could consider a small self-administered pension scheme for you and your employees....
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How to find a pension or retirement adviser
Paying for financial advice can help you plan for retirement, including the best ways to save, invest and take your pension. This might mean you have more money...
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Blog post
When does pension auto-enrolment start?
Automatic pension enrolment usually starts at age 22, if you’re employed and earn more than £10,000 a year. But you don’t have to wait, you can ask to join from...
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Blog post
How much is an NHS pension?
If you’re working in the National Health Service (NHS), understanding the complexities of your NHS pension is crucial for planning your retirement. We’ll look...
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Article
Increase your retirement income with Pension Credit
If you’ve reached State Pension age, check if you can claim Pension Credit – this extra retirement income could pay you thousands a year. It also means you could...
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Blog post
What is the State Pension triple lock and is it ending?
The amount of State Pension you get increases in April each year due to the triple lock. The triple lock means the rise will either match the rate of inflation,...