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Do I have to pay back pension overpayments?
If your pension provider has paid you too much, you’ll usually need to pay it back. Here’s what you need to know.
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Increase your State Pension with voluntary National Insurance contributions
You usually need 35 qualifying years of National Insurance (NI) contributions to get the full State Pension. If you do not have enough, you can pay to fill gaps...
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Pension buyout policies: an insurer pays your pension instead
If your employer’s pension scheme is closing, an insurance company might be paid to run your pension instead. This is usually called an individual buyout policy,...
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What happens to my pension when I die?
Your pension money can usually be paid to someone else when you die, depending on the type of pension you have. Here’s what you need to know about pension death...
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Workplace pensions: how your employer’s pension scheme works
If you have an employer, they must offer a pension scheme so you can save money for your retirement. Your employer usually sets this up for you automatically...
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Collective defined contribution pensions explained
A collective defined contribution (CDC) scheme pays you a regular income for life when you retire. Everyone’s money is invested together in a single fund to ...
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Early retirement
Early retirement might sound like a good idea if you’re made redundant or want to make a change. But it’s important to weigh up the pros and cons. Take the time...
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How to calculate your estimated pension and retirement income
It’s a good idea to regularly check how much retirement income you’re on track to get and consider ways to boost it if you need to. Here’s what you need to know.
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Long-term care
Needing to arrange care for yourself or a friend or relative is more common than ever and the first steps are stressful.
This section covers all...
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How to find old or lost pensions
If you’ve lost touch with a pension provider, they will not know how to pay you when you retire. Here’s how to trace all your pensions so you do not miss out...
