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What is life insurance?
Life insurance is designed to reassure you that your dependants, such as your children or a partner, will be financially looked after in the event of your death....
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Getting insurance if you have a criminal conviction
Getting insurance can be difficult if you have a criminal record. But it depends largely on whether you have a ‘spent’ or an ‘unspent’ conviction. Find out what...
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What to do if your ill-health pension is refused
If you're unable to work due to an illness or accident, you can ask to get your pension earlier than age 55 – the usual minimum. Here’s how to appeal if your...
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Free NHS prescriptions and dental care in pregnancy and after childbirth
When you’re pregnant and for 12 months after the birth of your baby, you can get free prescriptions and NHS dental care with a Maternity Exemption Certificate. NHS...
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Child Benefit and the State Pension
Did you know that claiming Child Benefit could mean you get more State Pension? Retirement might be the last thing on your mind when you’re looking after a new...
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Do you need dental insurance?
You’ll still need to budget for check-ups, hygienist visits and unexpected treatment, even with good dental care. NHS dentists are cheaper but hard to access...
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What is income protection insurance?
Many of us would struggle to keep on top of our essential outgoings, such as mortgage and rent, if we lost an income due to illness or an accident. Income protection...
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Beginner’s guide to paying for long-term care
If you need care, the first step is to work out what level you need and if you can afford it. We’ll guide you through the process, including how to check if ...
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Review insurance for dependants and your will during divorce or dissolution
When you’ve separated from your husband, wife or civil partner, you might have to take out extra life insurance, change your will or get a new one, to protect...
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Car insurance for young drivers – the key facts
Young drivers’ car insurance is likely to be very expensive – it might even cost more than your first car. So, it’s useful for new drivers to have an idea of...
