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Article
Using credit wisely
Credit can be a useful tool to help you spread costs. But if you find you’re not meeting loan or credit card repayments or are using credit to pay for essential...
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Article
What are debt consolidation loans?
If you’re having difficulty managing multiple repayments, such as overdrafts, credit cards and loans, then putting the total amount of all the money you...
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Blog post
How to get out of debt – by someone who’s done it
There’s no denying money can be a slippery and emotive subject and debt is one of the topics that’s most difficult to speak up about. But there is an answer.
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Article
Can I use my pension to pay off debt?
If you owe money and are aged 55 or over, you might consider using your pension savings to clear debt. But you could end up paying more tax and having less money...
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Blog post
Spotting the signs of problem debt
There is a good reason we're talking about debt at the moment. A third of people say their money worries make them anxious and you can read on to learn why that’s...
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Article
Talking to your creditor
If you’ve been caught off guard by higher bills and you’re worried about missing a payment, letting your creditor know and having early conversations with them...
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Article
Help if you’re struggling with payments to DWP or HMRC
If you can’t afford your benefit repayments, perhaps because your circumstances have changed, it’s important to act. Find out what to do if you’re finding it...
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Blog post
Why has my credit score gone down?
Has your credit score dropped recently, and you’re unsure why? Do you need help finding out? Read our blog to learn what you need to know.
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Blog post
Credit can work in favour of your finances
Credit sometimes gets a bad reputation, mainly when it’s linked to debt, but whether it’s a credit card, personal loan, or overdraft, it can give you some much...