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Increase your State Pension with voluntary National Insurance contributions
You usually need 35 qualifying years of National Insurance (NI) contributions to get the full State Pension. If you do not have enough, you can pay to fill gaps...
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How tax on savings and investments works
Depending on how much you earn, you might have to pay tax on savings interest or investment income. This guide takes you through it, plus tax-free ways to save...
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The money purchase annual allowance (MPAA) for pension savings
If you take money out of a defined contribution pension, you might limit how much you can pay into a pension and benefit from tax relief to £10,000 a year. Here’s...
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Inheritance Tax rules on gifts
Giving money away while you're alive can reduce how much your estate is worth after you die. This might reduce how much Inheritance...
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What to do if you’re rejected for a loan or credit card
If you’ve been turned down for credit, such as an overdraft, it’s important to find out why as you might be able to make some changes. Discover how to improve...
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Pension transfers and consolidation
Our guides can help you decide if transferring or consolidating your pensions is right for you, including how to find pension advice. We explain:
- how...
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Stocks and shares ISAs
The total amount you can save into Individual Savings Accounts (ISAs) in the current tax year is £20,000. This is known as the ISA allowance. ISAs are sometimes...
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How tax works on pension income
Your pension is usually counted as part of your earnings, so you’ll pay tax on any income above your tax-free allowances. Here’s all you need to know, including...
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Ill-health retirement: how to take your pension early
If you’re under 55 and need to retire due to poor health, a terminal illness or a disability, check if you can take your pension early. Here’s what you need ...
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Premium Bonds
Find out what Premium Bonds are, when they might be a good investment and how to go about buying and selling them.