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Article
Using credit wisely
Credit can be a useful tool to help you spread costs. But if you find you’re not meeting loan or credit card repayments or are using credit to pay for essential...
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Article
Best way to pay off debt in Scotland
If you’re struggling to make repayments, a free debt adviser can help you find the best way to clear your debts. Find out the options available to you if you...
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Article
Help if you’re struggling to pay Council Tax
Council Tax is a priority debt you must pay, as the consequences of falling behind can be worse than with other debts. If you’re worried about paying it, it’s...
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Topic
Dealing with debt
You’ve taken the first important step by reading about dealing with debt, so you’ll be pleased to know you’re in the right place as our guidance is easy to understand...
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Article
Help if you’re struggling to pay your Income Tax bill
Your Income Tax and VAT bills are considered priority debts. This means that if you don’t pay them, HMRC can take enforcement action to get the money you owe.
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Blog post
Getting debt advice - my personal experience
Worried about getting debt advice? In this blog Charlotte shares her real story of working with a debt adviser to clear her overdraft. Find out how you can get...
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Article
Tackling problem gambling and debt
If gambling has affected you financially, it can be hard to talk about. But you’re not alone. There’s help and support out there for you.
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Article
Best way to pay off debt in England and Wales
If you’re falling behind with payments, including day-to-day bills, loans, credit cards and your rent or mortgage, a free debt adviser can help you find the ...
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Article
Bill prioritiser: get help with your bills
If you’ve missed a bill or payment or you’re worried about debt, it’s best to act now and get free, confidential help using our
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Article
Repaying benefit debts and overpayments
If you’ve been overpaid benefits, you’ll likely have to repay this money. Find out why you might have been overpaid, how you can make repayments, how to challenge...