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Living on a squeezed income

Whatever is going on in your life, there are ways to make your income go further. Learn how to cut back on costs and see what extra help is available.

Understand your real financial situation

If you’ve lost contol of your finances, creating a budget can help you get back on track. We all need budgeting in our lives to have a better quality of life, so that you don’t lose sleep, wondering how you’ll pay your bills.

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Find ways to boost your income

If you’ve got little or no money left to make up the shortfall of higher living costs, find out about other sources of income and support available to help you manage your money.

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Save money on household bills

Are you on the best deal or tariff for your needs? Could you save money by going online or paying in different ways? It doesn’t take long to check. Plus, find the help available if you’re struggling with your bills.

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Help to pay for essential things

If your income has drastically reduced, for example, due to job loss or illness and you’re now getting Universal Credit or on a very low income, you might be able to get extra government help to support you.

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Extra support if you’re working

If you’re employed, you might be able to increase your income by checking you’re being paid correctly or considering a side hustle. If you’re looking for work, there’s lots of financial support to help you get back on your feet.

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Money and mental health

Prioritising mental health has never been more important than it is now. The impact of the pandemic and rising costs of living has caused a mental health emergency. Remember, asking for help is not a sign of weakness – it’s the first step to getting control of your finances back.

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Have you missed a payment?

If so, now is the time to get debt advice

  • It’s free and confidential

  • Gives you better ways of managing your debts and money

  • Ensures you’re claiming all the right benefits and entitlements

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