If you’re worried about rising mortgage rates

Rising interest rates are having an impact on mortgage and rent payments. Here’s what you need to do if you’re an existing homeowner and worried about falling behind or are trying to get onto the housing ladder for the first time.

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If your fixed or discounted rate mortgage is ending

If you’re coming to the end of a fixed or discounted rate deal and are worried about volatile mortgage interest rates, follow these steps to make sure you consider all your options.

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What to do to keep up with mortgage payments

If you’re struggling to keep up with repayments, here’s what to do.

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Using equity in your home to cope with rising costs

If you’re worried about rising costs, you might consider freeing up cash, such as using equity in your home or re-mortgaging. While it’s worth considering, it also comes with significant long-term implications.

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If you are looking to buy your first home

Although no one can predict changes in the housing market, the good news is that first time buyers will now pay no stamp duty on properties costing up to £425,000, and the value of the property on which you can claim relief will increase from £500,000 to £625,000.

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Have you missed a payment?

If so, now is the time to get debt advice

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