When you’ve arranged to pay your priority debts, you need to work out how much you can pay towards your other debts. These could include money you owe on your:
- credit or store cards
- bank loans
- hire purchase and catalogue debt.
To help you work out what you can afford to pay, try our free and easy-to-use Budget Planner.
Contact your lender and tell them what you can pay. If you prefer, you can get free advice from a debt advice charity. They might be able to ask your lenders to freeze the interest while you work out a repayment plan, but there’s no guarantee this will happen.