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    • Universal Credit

      Find out how Universal Credit works and how to manage your payment

    • Benefits if you have children

      Entitlements to help with the cost of pregnancy or bringing up children

    • Benefits if you’re sick, disabled or a carer

      Understand what support is available for coping with ill health

    • Benefits in later life

      You may be entitled for help with other costs on top of your State Pension

    • Benefits and work

      Extra support if you’re working, self-employed, or you’ve lost your job

    • Benefits to help with housing costs

      Support to help with rent or mortgage payments if you’re on a low income

    • Problems with benefits

      What to do if something goes wrong with your benefits

    • Benefits

      All Benefits guidance

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    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Banking and payments

      How to choose, use and manage bank accounts

    • Budgeting

      How to budget, find the best deals and switch to save money

    • Buying and running a car

      How to buy and finance a car, deal with problems with car finance, and cut running costs

    • Credit

      Credit basics, applying for credit, credit ratings and problems with credit

    • Insurance

      Insurance for cars, health, travel, and help with insurance

    • Everyday money

      All Everyday money guidance

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    Petrol price finder

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    Your options for borrowing money

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    What to do when you’ve been refused credit

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Becoming a parent

      Having a baby, returning to work, childcare costs

    • Death and bereavement

      Wills, inheritance, sorting out estates

    • Divorce and separation

      Sorting out money and homes, what if you have children, money after break ups

    • Illness and disability

      Managing costs, extra financial support, help with work or study

    • Long-term care

      Paying and getting funding, ways to pay, problems with care

    • Student and graduate money

      Credit cards, bank accounts, student debts

    • Talk money

      Difficult conversations, talking to teenagers, older people and partners

    • Family and care

      All Family and care guidance

    Tools

    Calculator

    Divorce calculator

    Calculator

    Baby costs calculator

    Tool

    Budget Planner

    Calculator

    Benefits calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Mortgages and homebuying

      Mortgages, help buying, remortgaging, first-time buyers, help and support

    • Renting

      Help renting a home and dealing with problems

    • Homes

      All Homes guidance

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    Calculator

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    Mortgage repayment calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Help with the cost of living

      Budgeting, paying bills, finding extra financial support, coping with job loss

    • Dealing with debt

      Bills, court fines, help with debts

    • Money problems and complaints

      What to do about mis-selling, compensation and complaints

    • Scams

      Spotting scams and what to do if you’re caught out

    • Money troubles

      All Money troubles guidance

    Tools

    Tool

    Debt advice locator

    Calculator

    Benefits calculator

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    Bill prioritiser

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    What to do when you’ve been refused credit

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Manage and grow your pension

      How much to save for retirement and ways to boost your pension

    • Pensions explained

      How to start a pension, how pensions work and the benefits

    • Pension problems and changes

      How to find lost pensions, sort out problems and complain

    • Pension transfers and consolidation

      How to transfer or combine pensions, and if it’s a good idea

    • State Pension

      How much State Pension you might get and ways to boost it

    • Take your pension

      How and when to take your pension – your options explained

    • Tax and pensions

      How tax relief, tax-free allowances and tax on income works

    • Make the most of your pension

      Understand your pension options and work out your retirement income and costs

    ALL PENSIONS AND RETIREMENT

    Tools

    Appointment

    Get a free Pension Wise appointment

    Calculator

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    Money Midlife MOT

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    Get retirement guidance

    ALL TOOLS

    Get a free Pension Wise appointment

    Find out how you can take money from a defined contribution pension. Pension Wise is free, impartial and backed by government.

    • How to save

      Getting started, getting the most out of savings, problems

    • Investing

      How to invest, types of investing, buying and managing

    • Types of savings

      Help with meeting goals, tax-friendly saving, saving for children

    • Savings

      All Savings guidance

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    Savings calculator

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    Budget Planner

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Employment

      Basics, benefits, tax and National Insurance

    • Losing your job

      What to do, alternatives, redundancy pay

    • Self-employment

      Starting out, insurance, tax, self-assessment

    • Work

      All Work guidance

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    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

  • Benefits
  • Everyday money
  • Family & care
  • Homes
  • Money troubles
  • Pensions & retirement
  • Savings
  • Work
    • Universal Credit Find out how Universal Credit works and how to manage your payment
    • Benefits if you have children Entitlements to help with the cost of pregnancy or bringing up children
    • Benefits if you’re sick, disabled or a carer Understand what support is available for coping with ill health
    • Benefits in later life You may be entitled for help with other costs on top of your State Pension
    • Benefits and work Extra support if you’re working, self-employed, or you’ve lost your job
    • Benefits to help with housing costs Support to help with rent or mortgage payments if you’re on a low income
    • Problems with benefits What to do if something goes wrong with your benefits
    • Benefits All Benefits guidance
    Tools

    Calculator

    Benefits calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Banking and payments How to choose, use and manage bank accounts
    • Budgeting How to budget, find the best deals and switch to save money
    • Buying and running a car How to buy and finance a car, deal with problems with car finance, and cut running costs
    • Credit Credit basics, applying for credit, credit ratings and problems with credit
    • Insurance Insurance for cars, health, travel, and help with insurance
    • Everyday money All Everyday money guidance
    Tools

    Tool

    Petrol price finder

    Tool

    Budget Planner

    Tool

    Your options for borrowing money

    Tool

    What to do when you’ve been refused credit

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Becoming a parent Having a baby, returning to work, childcare costs
    • Death and bereavement Wills, inheritance, sorting out estates
    • Divorce and separation Sorting out money and homes, what if you have children, money after break ups
    • Illness and disability Managing costs, extra financial support, help with work or study
    • Long-term care Paying and getting funding, ways to pay, problems with care
    • Student and graduate money Credit cards, bank accounts, student debts
    • Talk money Difficult conversations, talking to teenagers, older people and partners
    • Family and care All Family and care guidance
    Tools

    Calculator

    Divorce calculator

    Calculator

    Baby costs calculator

    Tool

    Budget Planner

    Calculator

    Benefits calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Mortgages and homebuying Mortgages, help buying, remortgaging, first-time buyers, help and support
    • Renting Help renting a home and dealing with problems
    • Homes All Homes guidance
    Tools

    Calculator

    Stamp Duty calculator

    Calculator

    Mortgage affordability calculator

    Calculator

    Mortgage repayment calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Help with the cost of living Budgeting, paying bills, finding extra financial support, coping with job loss
    • Dealing with debt Bills, court fines, help with debts
    • Money problems and complaints What to do about mis-selling, compensation and complaints
    • Scams Spotting scams and what to do if you’re caught out
    • Money troubles All Money troubles guidance
    Tools

    Tool

    Debt advice locator

    Calculator

    Benefits calculator

    Tool

    Bill prioritiser

    Tool

    What to do when you’ve been refused credit

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Manage and grow your pension How much to save for retirement and ways to boost your pension
    • Pensions explained How to start a pension, how pensions work and the benefits
    • Pension problems and changes How to find lost pensions, sort out problems and complain
    • Pension transfers and consolidation How to transfer or combine pensions, and if it’s a good idea
    • State Pension How much State Pension you might get and ways to boost it
    • Take your pension How and when to take your pension – your options explained
    • Tax and pensions How tax relief, tax-free allowances and tax on income works
    • Make the most of your pension Understand your pension options and work out your retirement income and costs

    ALL PENSIONS AND RETIREMENT

    Tools

    Appointment

    Get a free Pension Wise appointment

    Calculator

    Pension calculator

    Tool

    Money Midlife MOT

    Tool

    Get retirement guidance

    ALL TOOLS

    Get a free Pension Wise appointment

    Find out how you can take money from a defined contribution pension. Pension Wise is free, impartial and backed by government.

    • How to save Getting started, getting the most out of savings, problems
    • Investing How to invest, types of investing, buying and managing
    • Types of savings Help with meeting goals, tax-friendly saving, saving for children
    • Savings All Savings guidance
    Tools

    Calculator

    Savings calculator

    Tool

    Budget Planner

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

    • Employment Basics, benefits, tax and National Insurance
    • Losing your job What to do, alternatives, redundancy pay
    • Self-employment Starting out, insurance, tax, self-assessment
    • Work All Work guidance
    Tools

    Tool

    Budget Planner

    Calculator

    Redundancy pay calculator

    Calculator

    Salary calculator

    ALL TOOLS

    Pensions issues? Join our community group

    Join our private Facebook group ‘Your pension and planning for the future – by MoneyHelper’ to get help and to chat about pensions

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Page 21 of 27
Blog post
Everything you need to know about smart meters Everything you need to know about smart meters 01 September 2021

What are smart meters, will they actually save you money and will you be forced to get one installed?

Blog post
What is the average cost of owning a pet? What is the average cost of owning a pet? 01 September 2021

Over their lifetime, the average cost of owning a pet is between £16,000 and £33,000 for a dog or cat.

Blog post
How to split rent and bills fairly How to split rent and bills fairly 01 September 2021

When you’re living with other people, working out who should pay which bills (and how much) is something you need to consider.

Blog post
How haggling can help you pay less for a second-hand car How haggling can help you pay less for a second-hand car 01 September 2021

More than six in 10 people got some money off the price of a second-hand car in the last year just by asking. Here's how you can too.

Blog post
How to spot and avoid DVLA scams How to spot and avoid DVLA scams 01 September 2021

Have you been offered a refund from the "DVLA"? Find out what to do about these scam texts and emails.

Blog post
Should you get a 30-year or longer mortgage? Should you get a 30-year or longer mortgage? 01 September 2021

The length of a mortgage is typically 25 years, yet more people are considering borrowing money for a longer time. Is it worth it?

Blog post
Questions I needed answering as a first time buyer Questions I needed answering as a first time buyer 01 September 2021

As a first-time buyer you probably have a lot of questions. From how to negotiate the asking price, to mortgages and offers, here are the questions you really want the answers to.

Blog post
Unwanted gift? Do you know your rights to return? Unwanted gift? Do you know your rights to return? 01 September 2021

Giving and receiving presents at Christmas is all part of the fun, but sometimes it goes wrong.

Blog post
Banking myths busted Banking myths busted 31 August 2021

We bust three banking myths.

Blog post
How to minimise the biggest costs of going to university How to minimise the biggest costs of going to university 31 August 2021

Loans cover tuition fees, but the biggest upfront costs of university are largely not covered. See how much support you can get, and how to minimise costs of studying.

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