What to do when the coronavirus increase to your Universal Credit payment ends

The temporary coronavirus (COVID-19) increase to your Universal Credit payment is ending. If you’re worried about how you’ll manage your household budget after the extra support ends, you’re not alone. But help, including free debt advice, is available. 

I need help to manage my household budget when my extra coronavirus payment ends

You will be contacted by DWP to tell you when the extra £86.67 you’ve been getting each month since April 2020 will stop. If you’re not sure when your last payment will be, check your Universal Credit statement, by logging on to your online Universal Credit account at GOV.UK

If you’re worried about how this drop in income will affect your household budget, our free Money Manager tool for Universal Credit will help you create a personalised plan to adjust to the changes.  

It covers rent or mortgage payments, managing household bills and where to find extra support and entitlements if you’re on Universal Credit.

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Adjusting your budget – where to start

Whether you need to take another look at your existing household budget, or you’d prefer to create a new one from scratch, the MoneyHelper free Budget Planner makes it easy for you. 

All you need to do is enter how much you spend and how much you’ve got coming in and the calculator will give you a breakdown of your finances and personalised tips to help you make the most of your money. 

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Check for other benefits you might be entitled to

You might be entitled to extra benefits and entitlements. To estimate all your entitlements, you can use the benefits calculator at GOV.UK

Many charities, professional, faith and local organisations offer grants for people who are linked to them in some way. You usually don’t have to pay the money back.

I’m worried about financial difficulty or debt when my extra coronavirus payment ends

If this drop to your Universal Credit payments will put you in financial difficulty or make it a struggle to pay off debts, you can talk to someone today, online or by phone. Our trained advisers can help you start sorting out your financial problems.

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Some bills are more important than others, such as your rent, mortgage or council tax payments.  

Read our guide to understand how to prioritise your debts. You can also contact these organisations for free help with debt and budgeting:

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