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Article
State Pension: how it works
The State Pension is regular money you can claim from the government to help when you retire. Find out how much State Pension you’ll get, the age you can claim...
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State Pension
Your State Pension is based on how many years you’ve made National Insurance contributions. Use our guides and tools to learn more, including:
- how...
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Increase your State Pension with voluntary National Insurance contributions
You usually need 35 qualifying years of National Insurance (NI) contributions to get the full State Pension. If you do not have enough, you can pay to fill gaps...
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Increase your State Pension by deferring your claim
If you decide not to claim your State Pension when you reach State Pension age, you can usually increase the amount you’re entitled to. You do not have to let...
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Free pension calculator – estimate your retirement income
Our Pension calculator can:
- estimate how much pension income you'll get when you'd like to retire, including from the State Pension, workplace...
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How to calculate your estimated pension and retirement income
It’s a good idea to regularly check how much retirement income you’re on track to get and consider ways to boost it if you need to. Here’s what you need to know.
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Child Benefit and the State Pension
Did you know that claiming Child Benefit could mean you get more State Pension? Retirement might be the last thing on your mind when you’re looking after a new...
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Find out your pension type
Use our free tool to check what type of pension you have, so you can understand how it works and your options.
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Take your pension
Learn when and how you can take money from your pension with our guides, tools and free Pension Wise appointments.
We explain all you need to know, including:
- your...
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Tax and pensions
Pensions have a unique feature – your savings are normally boosted by extra money from the government, called tax relief. You can also usually take some of your...
