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Article
Get a summary of your Pension Wise appointment
View, download or print a summary of the options discussed during your Pension Wise appointment.
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Article
Increase your retirement income with Pension Credit
If you’ve reached State Pension age, check if you can claim Pension Credit – this extra retirement income could pay you thousands a year. It also means you could...
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Article
Increase your State Pension by deferring your claim
If you decide not to claim your State Pension when you reach State Pension age, you can usually increase the amount you’re entitled to. You do not have to let...
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Article
How to get your pension contributions refunded
If you leave your pension scheme within 30 days of joining it (or 2 years if it’s a defined benefit scheme), you can usually ask for a refund of your contributions....
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Article
Boost your pension with contribution matching
If your employer offers contribution matching, they’ll pay more into your pension when you do. If you can afford to, it’s an easy way to boost your retirement...
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Blog post
Is the 25% tax-free pension lump sum ending or changing?
No changes to the 25% tax-free pension lump sum were announced in the 2026 Autumn Budget. Here’s what you need to know.
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Article
Can I use my pension to pay off debt?
If you owe money and are aged 55 or over, you might consider using your pension savings to clear debt. But you could end up paying more tax and having less money...
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Article
What to do if your ill-health pension is refused
If you're unable to work due to an illness or accident, you can ask to get your pension earlier than age 55 – the usual minimum. Here’s how to appeal if your...
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Article
What happens to my pension when I die?
Your pension money can usually be paid to someone else when you die, depending on the type of pension you have. Here’s what you need to know about pension death...
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Article
Carry forward: increase your annual allowance for pension savings
If your pension savings exceed the annual allowance (£60,000 for most), check if you can use unused allowances from the last three tax years. This is called ...
