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Article
Best way to pay off debt in Scotland
If you’re struggling to make repayments, a free debt adviser can help you find the best way to clear your debts. Find out the options available to you if you...
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Blog post
Workplace pension contributions: how much must be paid in
Find out how much of your wages you and your employer must pay into your workplace pension, including our quick and easy calculator.
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Article
How tax works on pension income
Your pension is usually counted as part of your earnings, so you’ll pay tax on any income above your tax-free allowances. Here’s all you need to know, including...
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Article
State Pension: how it works
The State Pension is regular money you can claim from the government to help when you retire. Find out how much State Pension you’ll get, the age you can claim...
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Article
Help if your pension scheme is closing (winding up)
Find out what happens if your pension scheme is closing, including how long it takes and the options you’re likely to have.
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Article
What is a Debt Management Plan (DMP)?
A Debt Management Plan (DMP) allows you to pay off your debts at a rate you can afford. Find out more about how it works and which debts you can use it for. ...
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Article
What to do if your pension transfer is stopped or delayed
When you ask to transfer your pension to a new provider, the old provider will make checks before moving your money. If they're worried your new scheme might...
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Blog post
Is the 25% tax-free pension lump sum ending or changing?
No changes to the 25% tax-free pension lump sum were announced in the 2025 Autumn Budget. Here’s what you need to know.
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Article
Get a summary of your Pension Wise appointment
View, download or print a summary of the options discussed during your Pension Wise appointment.
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Tool
Free pension calculator – estimate your retirement income
Our Pension calculator can:
- estimate how much pension income you'll get when you'd like to retire, including from the State Pension, workplace...
