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Explaining digital money to children
We’re fast becoming a cashless society. Many of us pay for our shopping with debit and credit cards and check our balance on our mobile phone. While it’s...
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Article
Help to Save explained
Help to Save is a savings scheme for people with low incomes who receive certain benefits. The government adds a bonus of up to 50% on what you save. This guide...
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Universal Credit scams
People are being targeted by scammers offering government or local council loans and grants linked to Universal Credit claims. If you become a victim, this money...
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Universal Credit problems
If you’re applying for Universal Credit for the first time – perhaps because you’ve lost your job or your income has gone down – it can help to know what could...
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Making sure you can afford to borrow
Most of us need to borrow money at some point in our lives. Using the right type of credit in the best way can help you deal with unexpected expenses, such as...
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University budgeting tips
It’s important to know how to manage your money as a student, otherwise it won’t last through term time and holidays. We’ve compiled a checklist of essential...
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Bill prioritiser: get help with your bills
If you’ve missed a bill or payment or you’re worried about debt, it’s best to act now and get free, confidential help using our
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Best way to pay off debt in Scotland
If you’re struggling to make repayments, a free debt adviser can help you find the best way to clear your debts. Find out the options available to you if you...
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Dividing investments and savings when you separate if you were living together
Dividing investments and savings when you separate should be straightforward if you’re not married or in a civil partnership. You might be able to claim back...