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Article
The tapered annual allowance for pension savings
If you earn more than £200,000 in a tax year, you might be affected by the tapered annual allowance. This limits the amount of pension savings you can get tax...
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Tool
Free pension calculator – estimate your retirement income
Our Pension calculator can:
- estimate how much pension income you'll get when you'd like to retire, including from the State Pension, workplace...
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Blog post
When does pension auto-enrolment start?
Automatic pension enrolment usually starts at age 22, if you’re employed and earn more than £10,000 a year. But you don’t have to wait, you can ask to join from...
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Article
Ill-health retirement: how to take your pension early
If you’re under 55 and need to retire due to poor health, a terminal illness or a disability, check if you can take your pension early. Here’s what you need ...
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Article
How do savings and lump sum payouts affect benefits?
Some benefits are affected by the amount of money you have in savings, such as cash in a savings account, or investments in shares. These benefits are called...
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Article
Increase your State Pension with voluntary National Insurance contributions
You usually need 35 qualifying years of National Insurance (NI) contributions to get the full State Pension. If you do not have enough, you can pay to fill gaps...
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Article
The Pension Protection Fund
If you have a defined benefit pension and your company goes out of business, the Pension Protection Fund (PPF) will step in to find a new provider or pay you...
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Article
Tax-free pension lump sum allowances
You can usually take up to 25% from each of your pensions as tax-free lump sums, provided the total is less than £268,275. We explain the lump sum allowance ...
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Article
What happens to my pension if I'm on sick leave?
If you’re off sick from work and receiving sick pay, you and your employer will usually still pay into your pension. If you’re too ill to return to work, you...