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Article
Workplace pensions: how your employer’s pension scheme works
If you have an employer, they must offer a pension scheme so you can save money for your retirement. Your employer usually sets this up for you automatically...
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Article
What to do if your pension transfer is stopped or delayed
When you ask to transfer your pension to a new provider, the old provider will make checks before moving your money. If they're worried your new scheme might...
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Article
How to combine your defined benefit pensions
If you have multiple defined benefit pension schemes, you could consider combining them. Here’s what you need to know about consolidation, including how to check...
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How to find a pension or retirement adviser
Paying for financial advice can help you plan for retirement, including the best ways to save, invest and take your pension. This might mean you have more money...
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Pension scheme fees and charges explained
Most defined contribution pension schemes charge fees to invest and manage your money. You usually won’t pay any charges if you have a defined benefit pension....
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How to find old or lost pensions
If you’ve lost touch with a pension provider, they will not know how to pay you when you retire. Here’s how to trace all your pensions so you do not miss out...
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Ill-health retirement: how to take your pension early
If you’re under 55 and need to retire due to poor health, a terminal illness or a disability, check if you can take your pension early. Here’s what you need ...
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Can I use my pension to pay off debt?
If you owe money and are aged 55 or over, you might consider using your pension savings to clear debt. But you could end up paying more tax and having less money...
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Increase your State Pension with voluntary National Insurance contributions
You usually need 35 qualifying years of National Insurance (NI) contributions to get the full State Pension. If you do not have enough, you can pay to fill gaps...
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What to do about someone’s pension when they’ve died
When someone dies, their pension will usually pass to the people they nominated or pay an income to their dependants. If you’re able to, it’s best to let the...