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What is a trustee?

Being a trustee means you take responsibility for money that’s been put in a trust for someone else. You’ll manage the money for them, only use it in their best...

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How to transfer or combine defined contribution pensions

A pension transfer can let you get a better deal, including cheaper fees and more options to invest or take your money. You can also choose to bring multiple...

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Land Transaction Tax in Wales explained

If you’re buying a home in Wales that costs more than £225,000, or £40,000 as a second home, you’ll pay Land Transaction Tax (LTT). Here’s what you need to know. 

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Your legal rights when facing redundancy

If you’re faced with redundancy, your employer must treat you fairly and act according to your contract and legal redundancy rights. That includes making sure...

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Dividing investments and savings during divorce or dissolution

Investments and savings will generally form part of your financial settlement if you divorce or your partnership is dissolved. Dividing them should be relatively...

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Buying a house or flat in England, Wales and Northern Ireland

Whether you’re buying for the first time or moving into a new property, this step-by-step guide takes you through the home-buying process from costs to completion. 

If...

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Can I use my pension to pay off debt?

If you owe money and are aged 55 or over, you might consider using your pension savings to clear debt. But you could end up paying more tax and having less money...

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Guaranteed annuity rates explained

If you have a defined contribution pension, always check if your scheme offers a guaranteed annuity rate. This might mean you can convert your pension into a...

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Buying property in Scotland – a money timeline

Thinking about buying a house or a flat in Scotland? This guide will take you through the different steps you will need to take, including getting a mortgage,...