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State Pension

Your State Pension is based on how many years you’ve made National Insurance contributions. Use our guides and tools to learn more, including:
- how...
Article

What to do about debt if you lose your job

Money’s a big worry when you’ve been made redundant or lost your job – and you’ve got debts. Even if you’ve had a decent redundancy payout, keeping up repayments...
Article

How tax works on pension income

Your pension is usually counted as part of your earnings, so you’ll pay tax on any income above your tax-free allowances. Here’s all you need to know, including...
Article

When can I take money from my pension?

The earliest you can take money from your private pension is usually age 55 (57 from April 2028), but it’s normally designed to pay out around age 65 or older....
Article

Pension scheme fees and charges explained

Most defined contribution pension schemes charge fees to invest and manage your money. You usually won’t pay any charges if you have a defined benefit pension....
Blog post

Getting debt advice - my personal experience

Worried about getting debt advice? In this blog Charlotte shares her real story of working with a debt adviser to clear her overdraft. Find out how you can get...
Article

How to complain about a problem with your pension

If you have a problem with your pension, including about the State Pension or bad advice from a financial adviser, you can complain. Here’s what you need to ...
Article

What can I do with my pension pot?

If you have a defined contribution pension, you can usually choose how and when to take your money. Here’s what you need to know.
Article

The annual allowance for tax relief on pension savings

Each tax year, you can usually get tax relief on your pension contributions up to 100% of your earnings or £60,000 – whichever is lower. Here’s what you need...
Article

Best way to pay off debt in Scotland

If you’re struggling to make repayments, a free debt adviser can help you find the best way to clear your debts. Find out the options available to you if you...

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State Pension

Article

What to do about debt if you lose your job

Article

How tax works on pension income

Article

When can I take money from my pension?

Article

Pension scheme fees and charges explained

Blog post

Getting debt advice - my personal experience

Article

How to complain about a problem with your pension

Article

What can I do with my pension pot?

Article

The annual allowance for tax relief on pension savings

Article

Best way to pay off debt in Scotland

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