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What you need to know about short-term, or payday, loans

Short-term loans, also referred to as payday loans, are an expensive way to borrow if you can’t repay on time and in full. Find out how much they cost and what...
Article

How to sort out your finances on separation if you were living together

Many people believe that living together as a couple – even for a long time or with children – gives you the same legal rights as being married or in a civil...
Getting a refund for overpaid student loans

Over a million people overpaid their student loans in the 2024/25 tax year, who could be owed a payout. Find out the common reasons for overpaying and how you...
Article

Help if you’re struggling to clear your credit card debt

If you’ve only been paying the minimum repayments on your credit card for the last 18 months, you could be in ‘persistent debt’. Your credit card provider must...
Article

What is equity release?

Equity release is a way to borrow cash tied up in a property without selling your home. But later life mortgages are complex and it’s important to look at the...
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Your options for borrowing money

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A guide to mortgage payment holidays

If you’re struggling to pay your mortgage, you might be able to apply for a mortgage payment holiday. Find out how they work, when you might need one and the...
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Can I use my pension to pay off debt?

If you owe money and are aged 55 or over, you might consider using your pension savings to clear debt. But you could end up paying more tax and having less money...
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Land and Buildings Transaction Tax calculator Scotland

Land and Buildings Transaction Tax (LBTT) is a tax you might have to pay if you buy a residential property or piece of land in Scotland. Our free Land and Buildings...
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Using an equity release scheme to fund your care

If you need to fund your long-term care and have already paid off, or nearly paid off, your mortgage, an equity release scheme is one option to consider. But,...

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Article

What you need to know about short-term, or payday, loans

Article

How to sort out your finances on separation if you were living together

Getting a refund for overpaid student loans

Article

Help if you’re struggling to clear your credit card debt

Article

What is equity release?

Tool

Your options for borrowing money

A guide to mortgage payment holidays

Article

Can I use my pension to pay off debt?

Tool

Land and Buildings Transaction Tax calculator Scotland

Article

Using an equity release scheme to fund your care

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