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Pension transfers and consolidation

Our guides can help you decide if transferring or consolidating your pensions is right for you, including how to find pension advice. We explain:
- how...
Article

State Pension: how it works

The State Pension is regular money you can claim from the government to help when you retire. Find out how much State Pension you’ll get, the age you can claim...
Article

A guide to pensions if you’re self-employed

A pension gives you an income when you’re older, so you can retire and stop working – or work less. It can also help if you need to retire early due to poor ...
Article

Workplace pensions: how your employer’s pension scheme works

If you have an employer, they must offer a pension scheme so you can save money for your retirement. Your employer usually sets this up for you automatically...
Article

The Pension Protection Fund

If you have a defined benefit pension and your company goes out of business, the Pension Protection Fund (PPF) will step in to find a new provider or pay you...
Article

Take your pension as multiple lump sums

If you have a defined contribution pension, you can usually choose how and when to take your money. One option is to leave the money invested and take cash lump...
Article

Ways to close the gender pensions gap

On average, women have around half as much saved in a pension as men by age 60. Here are steps you can take to help close the gender pensions gap.
Article

Do I have to pay back pension overpayments?

If your pension provider has paid you too much, you’ll usually need to pay it back. Here’s what you need to know.
Article

How to transfer your overseas pension to the UK

If you have a pension that’s based overseas, you can usually choose to leave it abroad or transfer it to a scheme in the UK. Here’s what you need to know.
Article

Tax-free pension lump sum allowances

You can usually take up to 25% from each of your pensions as tax-free lump sums, provided the total is less than £268,275. We explain the lump sum allowance ...

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Pension transfers and consolidation

Article

State Pension: how it works

Article

A guide to pensions if you’re self-employed

Article

Workplace pensions: how your employer’s pension scheme works

Article

The Pension Protection Fund

Article

Take your pension as multiple lump sums

Article

Ways to close the gender pensions gap

Article

Do I have to pay back pension overpayments?

Article

How to transfer your overseas pension to the UK

Article

Tax-free pension lump sum allowances

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