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Page 7 of 10
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Article
Managing credit well
Using credit can be useful, but it can cause money problems and debt if you struggle to keep up with repayments. Find out how to make borrowing money work for...
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Secured and unsecured borrowing explained
A secured loan usually means the lender can take your home if you fail to repay. Unsecured personal loans are less risky, but you’ll still need to repay on time....
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What to do with children’s accounts and savings if you separate
Any money or savings in your child’s name belong to them and not to you or your ex-partner. But you might need to tell the bank, building society or the government...
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Regular savings accounts
With a regular savings account, you commit to paying in a certain amount each month. In return, the bank or building society gives you a higher interest rate...
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Talking to your creditor
If you’ve been caught off guard by higher bills and you’re worried about missing a payment, letting your creditor know and having early conversations with them...
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Help if you’re struggling to pay your Income Tax bill
Your Income Tax and VAT bills are considered priority debts. This means that if you don’t pay them, HMRC can take enforcement action to get the money you owe.
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Money problems and mental wellbeing
Worrying about money problems can affect your mental health. Find out more about how to take control of your finances.
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Transferring your credit card balance
A balance transfer is when you move the balance from one credit or store card to another credit card with a different provider, usually to take advantage of ...
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How to start a business or become self-employed
Around 4.5 million people are self-employed in the UK. If you’re thinking of taking the plunge, you need to think about your business structure, budgeting and...
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Should you manage money jointly or separately
Managing your money together when you’re in a serious relationship can be tricky – find out whether getting a joint account is the best choice for you. We also...