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Page 7 of 10
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Article
Collective defined contribution pensions explained
A collective defined contribution (CDC) scheme pays you a regular income for life when you retire. Everyone’s money is invested together in a single fund to ...
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Article
How tax relief boosts your pension contributions
When you pay into your pension, the government usually adds a top-up payment called tax relief. This is the money you’d normally pay in Income Tax. Here’s what...
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Financial abuse: spotting the signs and leaving safely
Everyone has the right to make independent financial decisions. If your partner, family member, carer or anybody else is controlling your financial affairs, ...
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Beginner’s guide to paying for long-term care
If you need care, the first step is to work out what level you need and if you can afford it. We’ll guide you through the process, including how to check if ...
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What is bankruptcy?
Bankruptcy is a legal process offering relief if you are unable to repay your debts. If you are thinking about filing for bankruptcy, it’s vital to talk to a...
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Interest only and repayment mortgages explained
Currently, most mortgages being offered are what’s called ‘repayment mortgages’. This is where you pay back capital and interest at the same time. Find out more...
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Pension Wise: learn how you can take your pension
A free Pension Wise appointment explains the options for taking money from your defined contribution pension. It’s impartial and backed by government.
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Peer to peer lending: what you need to know
Peer-to-peer lending (P2P) is a way for people to lend money to individuals or businesses. You – as the lender – receive interest and you get your money back...
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Build up your retirement savings after divorce or dissolution
As part of your financial settlement, you might have received part of your ex-husband, wife or civil partner’s pensions. Or perhaps you’ve given up a share of...
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Remortgaging to get the best deal
Switching from your existing mortgage deal to a new one could cut your monthly mortgage bill and save you hundreds – even thousands - every year. But before ...