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Article

Increase your State Pension with voluntary National Insurance contributions

You usually need 35 qualifying years of National Insurance (NI) contributions to get the full State Pension. If you do not have enough, you can pay to fill gaps...
Article

Take your pension as multiple lump sums

If you have a defined contribution pension, you can usually choose how and when to take your money. One option is to leave the money invested and take cash lump...
Article

Collective defined contribution pensions explained

A collective defined contribution (CDC) scheme pays you a regular income for life when you retire. Everyone’s money is invested together in a single fund to ...
Article

Ill-health retirement: how to take your pension early

If you’re under 55 and need to retire due to poor health, a terminal illness or a disability, check if you can take your pension early. Here’s what you need ...
Article

Boost your pension with additional voluntary contributions (AVCs)

One way to top up your pension savings is by making additional voluntary contributions (AVCs) – either by paying more into your existing scheme or setting up...
Article

How to choose your own pension investment options

Your pension provider will typically manage your money for you, so you do not need to do anything. But if you have a defined contribution pension, you might ...
Article

Increase your State Pension by deferring your claim

If you decide not to claim your State Pension when you reach State Pension age, you can usually increase the amount you’re entitled to. You do not have to let...
Article

How to complain about delays to your pension

Here’s how long your pension provider and employer have to make payments, transfers and deal with other requests. Plus, what to do if they miss the deadline.
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Pensions & retirement

Whether you’re just starting to think about your retirement, are about to retire, or have been retired for some time, we’ve got guides for you.
Article

State Pension: how it works

The State Pension is regular money you can claim from the government to help when you retire. Find out how much State Pension you’ll get, the age you can claim...

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Increase your State Pension with voluntary National Insurance contributions

Article

Take your pension as multiple lump sums

Article

Collective defined contribution pensions explained

Article

Ill-health retirement: how to take your pension early

Article

Boost your pension with additional voluntary contributions (AVCs)

Article

How to choose your own pension investment options

Article

Increase your State Pension by deferring your claim

Article

How to complain about delays to your pension

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Pensions & retirement

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State Pension: how it works

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