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Article
Should you pay off your mortgage early?
A mortgage is a large, long-term commitment, and there are good reasons to pay it off early. Find out the pros and cons of using your savings to clear your mortgage.
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Article
Borrowing from or lending to family
Borrowing money from family can seem like an easy and informal solution when you need funds quickly. But it’s important to think carefully before you do as it...
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Article
Remortgaging to get the best deal
Switching from your existing mortgage deal to a new one could cut your monthly mortgage bill and save you hundreds – even thousands - every year. But before ...
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Blog post
How long does a default stay on your credit file?
Have you borrowed credit recently and missed payments on your account, which may have resulted in a default? Do you need more information? Read our blog to find...
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Article
Tackling problem gambling and debt
If gambling has affected you financially, it can be hard to talk about. But you’re not alone. There’s help and support out there for you.
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Article
Dealing with an endowment shortfall
If you took out an endowment policy as a way to repay your interest-only mortgage, it’s important to check whether it’s on-track to cover your final mortgage...
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Blog post
What Shakespeare teaches us about money?
How many times have you used the phrase ‘mum’s the word’? How about ‘eaten out of house and home’, ‘for goodness sake’, ‘neither here nor there’? These are just...
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Article
What is negative equity and why it could be a problem
Negative equity is when your property is worth less than the balance left to pay on your mortgage. It can become a problem if you want to move house or get a...
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Article
Taking back control after financial abuse
Seeking help is the first step to help you take back control of your money and your independence. This guide explains how to work with service providers to separate...
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Article
Peer to peer lending: what you need to know
Peer-to-peer lending (P2P) is a way for people to lend money to individuals or businesses. You – as the lender – receive interest and you get your money back...