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Article

How tax works on pension income

Your pension is usually counted as part of your earnings, so you’ll pay tax on any income above your tax-free allowances. Here’s all you need to know, including...
Topic

State Pension

Your State Pension is based on how many years you’ve made National Insurance contributions. Use our guides and tools to learn more, including:
- how...
Article

How to combine your defined benefit pensions

If you have multiple defined benefit pension schemes, you could consider combining them. Here’s what you need to know about consolidation, including how to check...
Article

How to transfer your overseas pension to the UK

If you have a pension that’s based overseas, you can usually choose to leave it abroad or transfer it to a scheme in the UK. Here’s what you need to know.
Article

Can I use my pension to pay off debt?

If you owe money and are aged 55 or over, you might consider using your pension savings to clear debt. But you could end up paying more tax and having less money...
Article

How to complain about delays to your pension

Here’s how long your pension provider and employer have to make payments, transfers and deal with other requests. Plus, what to do if they miss the deadline.
Blog post

When does pension auto-enrolment start?

Automatic pension enrolment usually starts at age 22, if you’re employed and earn more than £10,000 a year. But you don’t have to wait, you can ask to join from...
Article

Build up your retirement savings after divorce or dissolution

As part of your financial settlement, you might have received part of your ex-husband, wife or civil partner’s pensions. Or perhaps you’ve given up a share of...
Topic

Self-employment

Self-employed? Whether you’re new to working for yourself or have been doing it for years, we’ve got guides that will answer your questions.

We cover...
Article

Defined benefit pension schemes: final salary and career average explained

A defined benefit pension is a type of workplace pension scheme. The money you get when you retire is based on your salary and the number of years you’ve been...

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Article

How tax works on pension income

Topic

State Pension

Article

How to combine your defined benefit pensions

Article

How to transfer your overseas pension to the UK

Article

Can I use my pension to pay off debt?

Article

How to complain about delays to your pension

Blog post

When does pension auto-enrolment start?

Article

Build up your retirement savings after divorce or dissolution

Topic

Self-employment

Article

Defined benefit pension schemes: final salary and career average explained

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