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Article
Increasing your mortgage - getting a further advance
If your home has increased in value since you bought it, you could borrow a further advance from your mortgage lender. There are reasons why this might be a ...
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Article
What is home credit or doorstep lending?
Home credit is where you borrow money and the lender comes to your home to collect the payments. Also known as doorstep lending, it’s best avoided if you have...
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Article
What are debt consolidation loans?
If you’re having difficulty managing multiple repayments, such as overdrafts, credit cards and loans, then putting the total amount of all the money you...
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Article
Borrowing from or lending to family
Borrowing money from family can seem like an easy and informal solution when you need funds quickly. But it’s important to think carefully before you do as it...
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Article
Help if you’re struggling with payments to DWP or HMRC
If you can’t afford your benefit repayments, perhaps because your circumstances have changed, it’s important to act. Find out what to do if you’re finding it...
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Article
Options for clearing your debts in Northern Ireland
If you’re struggling to pay day-to-day bills, or to keep up with loan repayments and other financial commitments, there are a number of options open to you to...
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Blog post
How will interest rates affect my mortgage?
The Bank of England held the base rate at 3.75% for the sixth time in September – keeping it at the lowest level since February 2023 – though a rise could...
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Blog post
Should you pay off debt, save, or invest first? Making the right financial choices
When you’re juggling saving with paying down loans and debt it can be hard to know where to put your hard-earned money. How to work out what's the best move ...
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Blog post
Can you get a mortgage with bad credit?
If you’re thinking about buying your first home, moving house or you want to remortgage, you might be worried about what happens if you have a poor credit rating....
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Blog post
How to get out of debt – by someone who’s done it
There’s no denying money can be a slippery and emotive subject and debt is one of the topics that’s most difficult to speak up about. But there is an answer.