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What are pawnbrokers?
You can use pawnbrokers to borrow money in exchange for leaving your valuables. You’ll be able to get the item back if you repay the loan and interest on time,...
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Best way to pay off debt in Scotland
If you’re struggling to make repayments, a free debt adviser can help you find the best way to clear your debts. Find out the options available to you if you...
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Secured and unsecured borrowing explained
A secured loan usually means the lender can take your home if you fail to repay. Unsecured personal loans are less risky, but you’ll still need to repay on time....
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Tenants’ rights and responsibilities explained
If you rent, you’ll usually sign a tenancy agreement. This explains what you and the landlord are each responsible for. Breaking this contract might mean not...
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Sort out joint bank accounts, insurance, bills and other finances with your ex-partner
If you and your partner are splitting up, it’s likely that you’ll have joint finances to sort out. You might have insurance policies and credit cards in both...
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How you get paid at work
Earning your own money is extremely rewarding, but it’s important you understand how you get paid at work. As well as helping you budget for the month, you should...
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If you’re worried a family member’s money is being mis-managed
When someone else is managing your family member’s money, concerns can crop up. Often problems can be easily sorted out. But if you think something’s wrong, ...
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Guarantor loans explained
You might consider getting a guarantor loan if you have a low credit score or no credit history. Or, you may have been asked to be a guarantor for someone else,...
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What to do with children’s accounts and savings if you separate
Any money or savings in your child’s name belong to them and not to you or your ex-partner. But you might need to tell the bank, building society or the government...
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Your rights to your rented home during divorce or dissolution
If you rent your home with your husband, wife or civil partner and get a divorce or dissolution, you’ll have to work out if one of you will carry on living there...
