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Article
Regular savings accounts
With a regular savings account, you commit to paying in a certain amount each month. In return, the bank or building society gives you a higher interest rate...
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Article
When someone needs formal help managing their money
Arranging to formally manage someone’s money for them is a big step – both for you and the person you’re helping. It means that at some point, you might have...
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Article
Free NHS prescriptions and dental care in pregnancy and after childbirth
When you’re pregnant and for 12 months after the birth of your baby, you can get free prescriptions and NHS dental care with a Maternity Exemption Certificate. NHS...
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Blog post
Can AI help with money decisions? What you need to know before you rely on it
AI chatbots, such as Chat GPT, Google Gemini and Microsoft Co-pilot are increasingly being used to help with money decisions. While this can feel like you’ve...
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Article
Help if your pension scheme is closing (winding up)
Find out what happens if your pension scheme is closing, including how long it takes and the options you’re likely to have.
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Article
Employment contracts and your employee rights explained
If you’re working, it’s important to understand how your written or oral employment contract establishes the rights and responsibilities for both you and your...
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Article
Interest rates explained
When you borrow money, the amount you pay back is dictated by the interest rate, plus any additional fees. The same goes for savings accounts where you can earn...
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Article
How to claim compensation for a pension problem or poor advice
If you’re unhappy with your pension provider, or a financial adviser has given you poor advice, you might be able to claim compensation for any money you’ve ...
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Article
Help if you’re struggling to clear your credit card debt
If you’ve only been paying the minimum repayments on your credit card for the last 18 months, you could be in ‘persistent debt’. Your credit card provider must...
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Blog post
A guide to the Scottish Teachers’ Pension Scheme
Find out how the Scottish Teachers’ Pension Scheme (STPS) works. Learn how much you’ll pay in, when you can claim and how much you might get.