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Article
How pension auto-enrolment works
If you have a job, your employer will usually offer you a workplace pension. This lets you and your employer save money to give you an income when you retire....
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Article
What to do if your pension transfer is stopped or delayed
When you ask to transfer your pension to a new provider, the old provider will make checks before moving your money. If they're worried your new scheme might...
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Article
What happens to my pension if I leave a job or opt out?
If you opt out or stop paying into a pension, any money you’ve built up remains yours. You can usually choose to leave it where it is or transfer it to a new...
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Defined benefit pension schemes: final salary and career average explained
A defined benefit pension is a type of workplace pension scheme. The money you get when you retire is based on your salary and the number of years you’ve been...
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State Pension
Your State Pension is based on how many years you’ve made National Insurance contributions. Use our guides and tools to learn more, including:
- how...
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How are pensions protected?
Many different organisations help to protect your pension, such as The Pensions Regulator and The Pensions Ombudsman. Here’s what you need to know, including...
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How to take your pension: a step-by-step guide
It’s a good idea to plan how you’ll take your pension many years before you retire. This gives you time to understand your options, decide when you might be ...
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How to transfer or combine defined contribution pensions
A pension transfer can let you get a better deal, including cheaper fees and more options to invest or take your money. You can also choose to bring multiple...
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How to invest your pension after taking money out
If you have a defined contribution pension, you can usually choose to take some money out and leave the rest invested so it can continue to grow. Here’s what...
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Build up your retirement savings after divorce or dissolution
As part of your financial settlement, you might have received part of your ex-husband, wife or civil partner’s pensions. Or perhaps you’ve given up a share of...