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Article
Why should I save into a pension?
If you want to stop working when you’re older, you’ll need enough money to live on. The State Pension might cover some costs, but you’ll usually need your own...
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Take your pension later than planned: late retirement explained
Your pension is designed to start paying out on a certain date, but you can usually choose when you want to claim it. If you can afford to, delaying retirement...
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Article
Build up your retirement savings after divorce or dissolution
As part of your financial settlement, you might have received part of your ex-husband, wife or civil partner’s pensions. Or perhaps you’ve given up a share of...
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Article
Tax-free pension lump sum allowances
You can usually take up to 25% from each of your pensions as tax-free lump sums, provided the total is less than £268,275. We explain the lump sum allowance ...
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Topic
Pensions explained
Use our guides and tools to learn how a pension can help you save for retirement. We explain what you need to know, including:
- what a pension...
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Article
Types of investments
Investors have a wide range of investment products to choose from, each with their own benefits and drawbacks. Here we look at the main types of investments ...
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How to find a pension or retirement adviser
Paying for financial advice can help you plan for retirement, including the best ways to save, invest and take your pension. This might mean you have more money...
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Article
ISAs and other tax-efficient ways to save or invest
Make the most of tax-free savings and investments for you and your children or grandchildren.
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Article
How to take your pension: a step-by-step guide
It’s a good idea to plan how you’ll take your pension many years before you retire. This gives you time to understand your options, decide when you might be ...
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Article
What to do about someone’s pension when they’ve died
When someone dies, their pension will usually pass to the people they nominated or pay an income to their dependants. If you’re able to, it’s best to let the...