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Article
How a retirement annuity contract works
Retirement annuity contracts are an old type of pension scheme you might have if you were self-employed (or your employer did not offer a workplace pension) ...
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Types of pension in the UK and how they work
There are different types of pension in the UK, including the State Pension, defined contribution, defined benefit, hybrid and cash balance schemes. We explain...
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Article
Using and paying with debit cards
A debit card lets you spend money in your bank account. You can use it in shops, online, over the phone and at cash machines. Here’s all you need to know, including...
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Am I being scammed? How to tell if you’ve been targeted
Scams are getting harder to spot, and fraudsters use everything from texts and emails to social media and phone calls to trick people into handing over money...
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How to combine your defined benefit pensions
If you have multiple defined benefit pension schemes, you could consider combining them. Here’s what you need to know about consolidation, including how to check...
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Article
Second mortgages
Second mortgages are loans secured on your property from another source other than your lender. Many people use them as an alternative way to raise money often...
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Should you manage money jointly or separately
Managing your money together when you’re in a serious relationship can be tricky – find out whether getting a joint account is the best choice for you. We also...
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What is a trustee?
Being a trustee means you take responsibility for money that’s been put in a trust for someone else. You’ll manage the money for them, only use it in their best...
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Article
Maternity leave, neonatal care leave and pay
To help you take time off work when your baby is born, you might qualify for maternity leave and pay, neonatal leave and pay. This guide will help you find out...
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Travel insurance – what does a good policy look like?
Travel insurance policies vary, covering different losses and offering different features. To make sure you buy the right policy for you, use these simple tables...