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Early retirement
Early retirement might sound like a good idea if you’re made redundant or want to make a change. But it’s important to weigh up the pros and cons. Take the time...
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Defined benefit pension schemes: final salary and career average explained
A defined benefit pension is a type of workplace pension scheme. The money you get when you retire is based on your salary and the number of years you’ve been...
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How to combine your defined benefit pensions
If you have multiple defined benefit pension schemes, you could consider combining them. Here’s what you need to know about consolidation, including how to check...
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Ways to boost your pension
Your retirement is likely to be more comfortable if you have a higher income from your pension. We explain different ways that might boost your pension savings.
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Take money from your pension when you need it: pension drawdown explained
If you have a defined contribution pension, one way to take your money is to use flexi-access drawdown. This lets you withdraw some tax-free cash and leave the...
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Find out your pension type
Use our free tool to check what type of pension you have, so you can understand how it works and your options.
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How to choose your own pension investment options
Your pension provider will typically manage your money for you, so you do not need to do anything. But if you have a defined contribution pension, you might ...
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What happens to my pension if I leave a job or opt out?
If you opt out or stop paying into a pension, any money you’ve built up remains yours. You can usually choose to leave it where it is or transfer it to a new...
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Tax and pensions
Pensions have a unique feature – your savings are normally boosted by extra money from the government, called tax relief. You can also usually take some of your...
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Pension problems and changes
If you have a problem with your pension, like provider mistakes or bad pension advice, use our guides to learn what to do. This includes:
- how ...