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Article
Why should I save into a pension?
If you want to stop working when you’re older, you’ll need enough money to live on. The State Pension might cover some costs, but you’ll usually need your own...
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Tax and pensions
Pensions have a unique feature – your savings are normally boosted by extra money from the government, called tax relief. You can also usually take some of your...
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How to prepare and plan for retirement
Here are the key actions you can take to help you have enough money for a comfortable retirement.
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Pensions & retirement
Whether you’re just starting to think about your retirement, are about to retire, or have been retired for some time, we’ve got guides for you.
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Take your pension
Learn when and how you can take money from your pension with our guides, tools and free Pension Wise appointments.
We explain all you need to know, including:
- your...
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Should I transfer or combine my pensions?
Transferring your pension might mean you get lower fees, different withdrawal options and let you bring your different schemes together. But you risk losing ...
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Article
Take money from your pension when you need it: pension drawdown explained
If you have a defined contribution pension, one way to take your money is to use flexi-access drawdown. This lets you withdraw some tax-free cash and leave the...
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How to combine your defined benefit pensions
If you have multiple defined benefit pension schemes, you could consider combining them. Here’s what you need to know about consolidation, including how to check...
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Take your pension later than planned: late retirement explained
Your pension is designed to start paying out on a certain date, but you can usually choose when you want to claim it. If you can afford to, delaying retirement...
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Pension statements explained: what your provider must tell you
Checking your pension statements regularly lets you keep track of your retirement savings and spot any problems. Here’s what you need to know.